Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipate the steps required to successfully achieve your housing goal and to build a plan of action that gets you there.
Before you can build a plan of action, take the time to lay the groundwork for your decision-making process.
First, ask yourself how much you can afford to pay for a home. If you’re not sure on the price range, find a lender and get pre-approved. Pre-approval will let you know how much you can afford, allowing you to look for homes in your price range. Getting pre-approved also helps you to alleviate some of the anxieties that come with home buying. You know exactly what you qualify for and at what rate, you know how large your monthly mortgage payments will be, and you know how much you will have for a down payment. Once you are pre-approved, you avoid the frustration of finding homes that you think are perfect, but are not in your price range.
Second, ask yourself where you want to live and what the best location for you and/or your family is. Things to consider:
convenience for all family members
proximity to work, school
crime rate of neighborhood
types of homes in neighborhood, for example condos, town homes, co-ops, newly constructed homes etc.
I recently bought property in Pamplico with the help of my agent, Bob Crosby. I wanted to share how very professional, personable, and very helpful Bob has been. Living 500-miles or so away from the area we bought in was definitely a challenge for my wife and I. Bob made this a very easy transition in buying our first piece of property. I want to thank the Barry, Broker in Charge, and the staff at Weichert for your professionalism. When I had questions, Bob never let 5-minutes go by withouth a reply, so thanks for the prompt responses when I had questions. Thank you again for helping me. We are excited to begin a new chapter in our lives, and we have Bob and Weichert Realtors® - The Freedom Group to thank. Bob is definitely an asset to your company. Dean D'Adamo